I am going to read this entire thread because I am not as tech-y as most of you and I'm sure I will learn a lot. But I will say that what I got yesterday (~11pm CST) took the cake of horrible viruses. It blocked all my Norton software and my access to the web so I couldn't dl any different AV programs. I finally had to call Norton support and pay for the guy to clean it all up, and it took him 4.5hrs. (One time fee, not per hour so he was moving pretty fast from what I could tell.)
Anyway, this is how it started - I had clicked on the most recent ep of Terra Nova, been redirected to MU; it gave what looked like a totally normal reminder box to upgrade to GM 4.3 [or 4.2, can't remember] (first hint - I had already upgraded) but I clicked ok anyway; it only gave me a 5 sec. wait time and I was thinking, 'wow, way to go new script' and then instantly these messages started popping up from what looked to be very legitimate XP Security Center software. It even dropped the icon into the taskbar. There were a couple minor clues that it wasn't real, thank goodness I noticed them and didn't click on ANYTHING. Anyway, at the end of the whole removal process the guy told me the virus was called gbw.
He said it was a new type of virus and that Norton is working on a fix for it, and that soon Norton will recognize it and block it. I was pretty pissed that it wasn't already doing that and that I had to pay to get rid of it, but whatever. At least its ok now. I have the feeling from looking at these posts that there are tons of superior programs to Norton, but I will probably keep it because after me bitching about it they extended my subscription another 6 months.
I realize this is not particularly informative, and the problem has already been fixed on the site (you guys are BRILLIANT and MU SUX), but it was so frustrating I just had to cathartically share my own experience. Whew. Oh, and horrifylingly the toilet picked that exact time frame to back up and I had to spend two hours in the middle of the night working on that too. I had a terrible night which didn't end until 6am this morning. Fortunately Chicago is like the nicest place in the world, and the plumber (who came this morning after my efforts failed) didn't even charge me. I must have looked awful!
Merry Christmas to all!!!!!